Howard was born and raised in Toronto but has called Ottawa home for the last 30 years. Howard and his wife Barbara have been married for over 30 years and have 2 grown children, Erica and Lorne, who both currently live in Toronto.

In addition to the travel industry, Howard has a wide range of accounting and financial experience in a variety of industries. These industries include software development, real estate, construction, property management as well as non-profit and governmental agencies.

Howard is an avid golfer (in all kinds of weather) and he and his wife Barbara have taken numerous cruises throughout the Caribbean and into South America.